Continuation of Coverage
COBRA Benefits After Termination

An employee’s insurance coverage ceases on the last day worked for the School District of Osceola County. The District’s COBRA administrator will mail a written notice to each terminated employee describing the employee’s rights and obligations under COBRA.​

Through federal legislation known as the Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA), you may choose to continue coverage by paying the full monthly premium cost plus an administrative charge of 2%. Each individual who is covered by an SDOC plan immediately preceding the employee’s COBRA event has independent election rights to continue his or her health, dental, and/or vision coverage.

The right to continuation of coverage ends at the earliest when:

1. You, your spouse, or dependents become covered under another group health plan; or, you become entitled to Medicare
2. You fail to pay the cost of coverage
3. Your COBRA Continuation Period expires

For more information, please see your Benefits Guide

Once you terminate, either resignation or non-renewal, a COBRA notice will be mailed to your home address in the Human Resources system. You must then contact EBMS to continue your coverage by the appropriate deadline and make payments for coverage.